The Community Business Bureau (CBB) wholly owns The Salary Packaging People (TSPP). Explore the CBB Website to find out additional information on salary packaging and novated leasing and other services.

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Salary Packaging

Make more from your money with Salary Packaging

You work hard for your income, so make it work harder for you. Salary packaging can maximise the money from your pre-tax pay so you save on everyday living.

What is Salary Packaging?

It may sound too good to be true, but by salary packaging we’re pleased to confirm you really can make your money go further. Salary packaging allows you to allocate a portion of the money you earn before tax towards purchases and expenses. Because your taxable income amount is then lower, you also pay less tax on your take-home pay.

So what can you use it for? Depending on the type of employer you work for, choose from multiple options including your car expenses, loans, health insurance, childcare, mortgage, rent, credit card, meals & entertainment, accommodation and even memberships and subscriptions.

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So many rewards with Salary Packaging

Maximise Your Money

By accessing your available income before tax is taken out, you can make your money go further.

More Buying Power

Salary packaging gives you more money to spend and more opportunities to purchase exactly what you want.

Reduced Tax

Because your taxable income will be less, you’ll pay reduced tax on your remaining income.

Where do I start?

  1. This is the fun part. Start thinking about what you would like to use your pre-tax income for. Are you looking for new wheels, or do you need a new computer or do you simply want to make everyday living easier and more affordable?
  2. If your employer hasn’t got a salary packaging program in place, talk to us and we’ll have a chat with your manager or payroll officer. If your employer already has a program in place with us, get in touch and we’ll guide you through what you need to do.
  3. Not sure where your pre-tax dollars are best spent? Talk to us. We’ve enjoyed helping thousands of employees maximise their income with tailored solutions.
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What can I Salary Package?

While the options depend on your industry, there’s a wide range of available benefits for employees.

Purchases

Car running costs
Work Related Devices
Meals
Entertainment
Holiday Accommodation
Memberships
Subscriptions

Payments

Bills
Childcare
Mortgages
Rent
Loans
Credit Cards
Property Rates
Insurance
Aged care
Self-Education

FAQ

Your questions answered

Yes. There is a cap on how much of your pre-tax income you can package. This amount depends on which industry you work in.

Generally, yes. Depending on your industry and your employer, you can allocate varying amounts of your pre-tax income to different purchases or expenses.

After we receive the money from your employer, we can reimburse you for the expense you have paid to your nominated benefit or you can opt to have funds paid directly to your chosen expense.

A popular option for living expenses (e.g. bills, groceries, etc.) is one of our Salary Packaging cards. The amount deducted from your pre-tax pay is paid onto the card and you use the available balance to pay for your purchases with no need to keep invoices or receipts.

For more FAQs, click here.

Employers

How Salary Packaging can boost your business

It’s not just staff members who enjoy the rewards of salary packaging. As a business, there’s plenty of ways you can benefit and save.

For Employers

Talk to the experts

Get in touch today to find out how you can make more from your own money with tailored salary packaging solutions.

Contact us